I have the same conversation about three times a week… “The buyer wants an 80% LTV loan with zero prepay, non-recourse.” “They NEED max cash-out, but they absolutely will not guaranty the loan.” “Get me the absolute best rate on the longest term possible.” In a borrower-friendly market like this one, lenders do have to get creative to win their fair share of the business. Fewer great transactions and still stringent underwriting means that loans on good properties get a lot of…