Free Investment Tool

Investment Property Loan Calculator

Utilizing our free commercial real estate mortgage calculator you gain an instant basic financial analysis for your loan. Understand your monthly payment, loan constant, debt coverage ratio, net cash flow after debt service, debt yield, and cash-on-cash percentage.

Loan Information

Property

Net Operating Income (NOI)

$10k$5M+

Purchase Price / Value

$1M$100M+

Loan Terms

Loan Amount

$1M$60M+

Cap Rate

LTV

Interest Rate

2%15%

Interest Only

Amortization

Years

2 Years40 Years

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Additional Notes

**Disclaimer: For informational purposes only. Actual terms may vary. This is not a commitment to lend. Consult your tax professional.

DCR Reference Guide

Debt Coverage Ratio at the intersection of the prevailing interest rate and LTV. The highlighted cell matches your current input.

Rate \ LTV	40%	45%	50%	55%	60%	65%	70%	75%	80%
3.50%	1.28	1.14	1.03	0.93	0.86	0.79	0.73	0.68	0.64
3.75%	1.38	1.22	1.10	1.00	0.92	0.85	0.79	0.73	0.69
4.00%	1.47	1.30	1.17	1.07	0.98	0.90	0.84	0.78	0.73
4.25%	1.56	1.39	1.25	1.13	1.04	0.96	0.89	0.83	0.78
4.50%	1.65	1.47	1.32	1.20	1.10	1.02	0.94	0.88	0.83
4.75%	1.74	1.55	1.39	1.27	1.16	1.07	1.00	0.93	0.87
5.00%	1.83	1.63	1.47	1.33	1.22	1.13	1.05	0.98	0.92
5.25%	1.93	1.71	1.54	1.40	1.28	1.19	1.10	1.03	0.96
5.50%	2.02	1.79	1.61	1.47	1.35	1.24	1.15	1.08	1.01
5.75%	2.11	1.88	1.69	1.53	1.41	1.30	1.21	1.13	1.05
6.00%	2.20	1.96	1.76	1.60	1.47	1.35	1.26	1.17	1.10
6.25%	2.29	2.04	1.83	1.67	1.53	1.41	1.31	1.22	1.15
6.50%	2.38	2.12	1.91	1.73	1.59	1.47	1.36	1.27	1.19
6.75%	2.48	2.20	1.98	1.80	1.65	1.52	1.42	1.32	1.24
7.00%	2.57	2.28	2.05	1.87	1.71	1.58	1.47	1.37	1.28